
Gardener for God(dmd) asked: The Candidate doesn’t want to scrap employer-based insurance. He would keep part of the tax deduction in place.
- Choice. About half of those with employer-financed health insurance have a choice of exactly one plan — and that plan is often designed to suit the needs of the employer, not the employee. In contrast, under the Candidates proposal, families could opt out and join another plan — perhaps offered by their church, union or trade association — if it better suited their needs.
- Portability. Presently, changing jobs means changing health plans and, often, family doctors. It also means that if a worker loses his job, he can also lose his health insurance. Under The Candidates plan, job status wouldn’t necessarily affect health coverage.
- Labor mobility. By freeing workers of the need to stay in a job to keep their health insurance, The Candidates plan would help create a more flexible workforce. A study by University of Wisconsin economist Scott Adams found that 20% to 30% of nonelderly men worry enough about losing their health benefits that they stay in jobs they would otherwise leave.
This is just a portion of the idea - but - Whose plan is it?
Nathaniel